A modest journal. |
Wednesday, February 16, 2011, 5:57pm I had an appointment at 4pm tonight; so, I worked through lunch and left at 3:30pm. Why is money or lack thereof always an issue? I work hard and don't make enough to stick in my nose. When I was still in St. Pete, I applied and applied for a second job (part-time) to get my finances in order... no offers... not for lack of trying. I move here and everything I do is wrong... Got out my 401k money so I could continue to pay my bills and feel less pressure. Lived an unbearable existence. Finally, found work after five months. Recently took my tax information to an accountant. I may have to PAY additional taxes this year... a penalty for withdrawing my 401k. There is no rhyme or reason in this world. Whatever I do seems to be wrong. Am barely making it, unable to keep up with my bills ---- my salary? not enough to survive on. I work hard, but who cares. It doesn't matter. I can't seem to do anything right ---- whatever I do, backfires. Do I sound like PPP (poor, pitiful Pearl)? Sorry. I guess I'm venting. Am preparing to file for bankruptcy... saw my attorney for the second time today and gave him all of my information so he can file the paperwork. $320 filing fee --- Chapter 13, debt reorganization. My monthly payment to creditors is going to be about $639 per month. Not a lot of help, I can assure you. Now, I'm wondering how I will pay my tax man and the government. I have a little over $100 left to get me through to next payday and I'm almost out of gas. Woe is me... right? It could be so much worse... and it seems to be getting that way. There are others --- in Africa --- wondering where their next meal will come from... how they will feed their children. God forgive me. |