Sandy Supposes....

If I had a million dollars

March 13th Prompt:Are you responsible with your money? Is managing your finances easy for you, or challenging? Do you ever splurge and buy something you cannot afford?

         I like to believe that I'm responsible with my finances. I try to live modestly. Bills are paid in a timely manner. Some services are necessary such as hydro and a phone, but the internet is a luxury. I pay a set fee for that, so it's easy to budget. Years ago, probably ten now, I cancelled a television satellite service. I don't watch a great deal of television and I cannot control what is broadcast, or when it's aired. Too many channels offer the same programming anyway.If I choose to indulge in some t.v. viewing, I do so via my computer without network fees.

         Hubby and I downsized ten years ago and we're back to renting an apartment. This reduced our overall expenses and maintenance.

         I pay all bills via online banking. It's quick and efficient. Government filings for tax rebates are also filed online. Pay cheques are direct deposit.

         Nope, I'm not a splurger.

         I have never had a fortune to manage or play with. Perhaps this is a blessing. Nothing is complicated. Now the lines from The Barenaked Ladies' song is echoing in my brain. "If I had a million dollars,"