As they say, Cash is King! Yea they can track your spending habits and target them crazy ads at ya. Yet there are many other ways they can track you. Phones and computers are two I can think of and once AI is full blown, there's another layer they can track you down with.
Aside from that, as long as they have our US Social Security numbers they can find out anything about you. Why I don't worry too much about CC's as I did at one time.
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