At this point, my go-to is pretty much always either credit card or some other kind of electronic payment (Venmo, Zelle, etc.). I try to always carry a bit of cash on me for those rare times when credit cards aren't accepted or impractical (for parking, chipping in for shared checks at a restaurant, etc.), but the cash will often sit in my wallet for weeks at a time. I can't remember the last time I wrote a check for something out and about in the world.
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