Perhaps a small snooze would be... Lucy thoughts went unfinished as fell into the arms of Morpheus.
Mmmmm, you give such a good massage, Loke. If only this were a more lucid dream....
Oh, hi Natsu. Yes, you could rub my feet and legs while Loke does my shoulders and back. There's plenty of me to go around. What, why are you chuckling?
NO, I WASN'T DOING A FAT JOKE ABOUT MYSELF, YOU IDIOT!
Hey, Loke, don't hit on Juvia. She's only interested in--
Gray, don't fight with Natsu right now!
Lucy had no idea how much time had passed when she was startled awake by a young man shouting. "Hey, there's a naked girl in the street, and she's nude... with no clothes on!"
Lucy blinked, feeling confused and chilled despite the still warm bathwater around her. In her half-awake state, she sat up to try to understand whom was being shouted at, when she suddenly solved the mystery. She was the stark naked girl!
"What the--" Lucy exclaimed. She was still in her bathtub, but somehow out in the streets of Magnolia.
The startled stark naked blonde tried to think. Her first thoughts was not to shriek, and her right hand managed to cover her mouth just in time. Her second thought was that sitting up in the tub had put her bare, full, and shapely bust in clear view of half the street. She moved her right arm across her breasts so at least her pink nipples were obscured and her left arm to cover her smooth sex.
Lucy heard responses to the young man whom had seen her, though they seemed not to have eyes on her yet.
"What's that?"
"This must be a prank to see if we'll look. Still, I'll take that chance."
"Maybe someone lost a bet, probably one of the Fairy Tail girls."
"No, I'm not going to check, dear. I know better."
"Why me? Why me all the time?" Lucy asked the cosmos in quiet self-pity. Lucy had come up with a few explanations for her predicament. Someone had used teleportation magic to bring here her or had knocked her out with the bubble bath and brought her out here. Regardless, she had to act, especially as the young man was moving closer and others would likely be joining him.
"Damn, I wish I had my keys on me." Some of her Celestial Spirits would be helpful right now. Others would be decidedly unhelpful.
Lucy decided one option was to stay in the tub and explain the situation--hoping the townsfolk would be merciful and avert their eyes. Who would want to see a beautiful, curvaceous buck naked 18-year old blonde, anyway?
Another was to take off and try to get back to her room. Her well-rounded booty was a bit sore from sitting in the tub, though giving the all of Magnolia an eyeful of it bouncing as she ran back home was problematic. Besides, her room might still be locked, unless her friends had come in. Which would also be not great.
A third option was to run to the guild hall. Lucy was pretty sure it was closer, and should be empty or near empty at this late hour. She could snag a drapery to be temporary clothes and then get help from a guildmate. Of course, she'd be just as naked until she got there as the other options, though.