Musings on anything. |
How can insurance companies determine what is the proper care or medication for you, a person whom they have never met? Your doctor says you need 1000 mg in the morning, and 100mg at night, but they won't let you have more than 500 twice a day! I checked out Good Rx coupons, and you can get the quantity you want, but can't refill for a month. How can they predetermine what works for you and your own unique case. At one time, my symptoms required 1500 mg twice a day. Fortunately, for a few years there, they didn't have these restrictions and filled the prescription as written. After surgery I had complications, but those complications did not require more surgery, so the extra office visit was not covered by insurance. But they also told the doctor's office, they couldn't charge me since the extra visit wasn't warranted by their standards. I'm glad I don't have to pay, but why should the doctor foot the bill? Maybe the next patient (maybe me) won't get the proper care because they won't get paid. I've seen this happen over the years. Shouldn't the local doctor know what's best for us? Why can an executive or some clerk at the insurance company have the final say? We are unique human beings and don't all function exactly alike. Government health care will be worse. The red tape will slow things down and make it tougher for all of us. If you don't fit the pattern, you won't be cared for, no matter what your income or status. |