This book introduces the average or inexperienced investors to retirement planning and to getting the most out of their financial means. After the introduction from the editor-in-chief, chapter one of the book redefines retirement by making the reader think about making sure he'll have enough means to live well when he retires.

Then, chapter two has the pointers, charts, and workbook pages for estimating how much the worker will need in his golden years. Chapter three, a chapter any young worker should pay attention to, shows how to save and make more money for retirement planning and how to manage debts in the best way possible.

Chapter four is about the retirement plans -self-directed or otherwise- a worker's company offers. Chapter five brings up the social security benefits; chapter six is about making sure the retiree-to-be will have enough insurance and long-term care insurance. Chapter seven deals with IRAs and chapter eight with setting up one's own pension plan. Chapter nine is about making good investment choices. This chapter includes sixty-eight key investment terms and some information on stock basics, bonds, annuities, gold, and real estate investments. Chapter ten introduces the worker to several smart tactics and strategies of investment.

Chapter eleven and twelve address pension payouts and monitoring the retirement plans as things change through time. At the end of chapter twelve, there are referrals to Financial Planning Association, National Association of Personal Financial Advisors, and The American Institute of CPAs. The book ends with a very usable index.

planning for your retirement while you are still a young worker, because it is never too early.

the clear and direct explanations that can be easily understood even by the not-so-savvy planner and investor. Also, I liked the chapter and the workboook pages for making an estimation of what the needs will be for one's retirement years

too old.

are the editors of Kiplinger's Personal Finance, the personal finance magazine. No bylines or names were given for individual authors.

It is for people who are still young enough to be in their working years rather than the already retired. With the economy in its present gloom and doom mode and the companies phasing out and reducing retirement benefits, it makes sense for today's workers to think and plan their own retirement far ahead of time.

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Created Jun 22, 2008 at 11:27pm • Submit your own review...